Get the most out of your relationship with Arab Bank !!

About the Program

• What is Arabi Points?
  Arabi Points is Arab Bank’s customer relationship based loyalty program that grants you points based on your everyday interactions with Arab Bank.
• Each & every choice you make is important:
  We choose to reward every one of our customers based on his or her interaction with Arab Bank.
• The products you hold & the services you use will allow you to earn points that will put world of amazing rewards & endless possibilities within your reach.
• How can I join Arabi Points?
  Got an active Debit or Credit Card? You’re already in, enjoy!
• Earning & Redemption:
  For more information on how to earn or redeem points, check the details listed below:
• Additional Details:
  To view Arab Bank Arabi Points Program Terms & Conditions :Click here
• For more details, please call our Customer Care Center on 4600900 or 0791600900

- How to Earn?

	Arabi Fitness
Credit Cards	Debit Cards	Loans
E-Channels	Salary	Account

Credit Cards: 

Credit Card Joining Bonus 
Points given on newly issued primary credit cards at card issuance

One purchase transaction must be performed on the card to gain the joining bonus:

Card Type	Elite	Arabi Premium	Arabi Extra	Shabab
Signature	300 Points	-	-	-
Platinum	300 Points	300 Points	200 Points	200 Points
Black	-	200 Points	200 Points	200 Points
Shabab	-	-	-	200 Points

Credit Card Usage
Points granted for credit card usage whether local or international: 

Card Type	JOD Spent to earn 1 Point
Gold	20
Shabab	15
Black	15
Titanium Master Card	15
Platinum	10
Signature	10
Signature Business	10
MasterCard World Elite	10

*A maximum Cap of 5,000 points can be earned on monthly basis from using one of the above credit cards locally.
*A maximum Cap of 5,000 points can be earned on monthly basis from using one of the above credit cards internationally.

Debit Cards: 

Debit Card Usage 
Points granted for debit card usage whether local or international:

Card Type	Local Transactions JOD Spent to earn 1 Point	International Transactions JOD Spent to earn 1 Point
Elite	50	15
Arabi Premium	75	20
Arabi Extra	35	30
Shabab	25	20

*A maximum Cap of 2,000 points can be earned on monthly basis from using one of the above debit cards locally 
*A maximum Cap of 5,000 points can be earned on monthly basis from using one of the above debit cards internationally.

Loans
Reward points granted on newly acquired housing and personal loans: 

Personal Loans:

Loan Amount	Points Granted
Less than or equal to JOD 15,000	Each JOD 75 from the loan amount = 1 point
Greater than JOD 15,000	Each JOD 50 from the loan amount = 1 point

*Points can only be earned if loan-processing fees are paid.
*A maximum cap of 1,500 points can be earned.

Housing Loans:

Loan Amount	Points Granted
Less than or equal to JOD 90,000	Each JOD 75 from the loan amount = 1 point
Greater than JOD 90,000	Each JOD 50 from the loan amount = 1 point

*Points can only be earned if loan-processing fees are paid. 
*A maximum cap of 2,000 points can be earned. 

Program Enrollment:
Reward points for joining one of the following programs:

Program	Points Granted At Enrollment (New Customers)
Elite	300
Arabi Premium	150
Arabi Extra	100
Shabab	50

*Arabi Extra and Shabab accounts must be opened digitally (Using Arabi Mobile).

Shabab to Arabi Extra Graduation Gift:
Reward Shabab clients 200 points when they upgrade their program to Arabi Extra.
*Once in a lifetime 

Arabi Junior new customers: 
Rewarding “Arabi Junior” new customers, based on the program of their guardian with points granted at account creation.

Guardians            Program	Points Granted at Enrollment
Elite	300
Arabi Premium	200
Arabi Extra	150
Other Programs	100

*Once in a lifetime

Arabi Junior clients' gift points: 
Rewarding “Arabi Junior” customers on changing their program, whereby if an “Arabi Junior” account’s program is changed to any of the below programs, the gift will be granted in the form of points.

Program Changed to	Points Granted at Enrollment
Elite	400
Arabi Premium	300
Shabab	200

*Once in a lifetime

E-Channels

Digital Banking Services Subscription: 
50 points for new subscribers to Arabi-Online & Arabi-Mobile after the first financial transaction 
*Points can only be earned once.

Salary Transfer

Reward points for transferring your first Salary: 

Program	Points Granted At First Salary
Elite	200
Arabi Premium	100
Arabi Extra	50
Shabab	50

*Only applicable for transferred salaries.

Arabi Fitness:

Start your journey and join Arabi Fitness, in order to turn your steps into Arabi points!!

Join Arabi Fitness from the menu tab on Arabi Mobile & complete your registration by following the simple steps in order to start turning your steps into Arabi Points.

Each step matters, start getting healthy and convert your steps into Arabi Points as per the below table:

Program	Steps to earn 1 point
Elite	10,000
Arabi Extra	10,000
Arabi Junior	10,000
Shabab	10,000
Arabi Premium	10,000
Mass	15,000

*a maximum of 50 points can be earned in a single calendar month. 
**customers must request to convert their points through the relevant third party application. 

Accounts

E-Tawfeer Deposits
1 point for every 25 JOD deposit on E-Tawfeer account
*A maximum cap of 50 points can be earned monthly
**E-Tawfeer Deposit Points will be forfeited if the customer withdraw/ transfer from E-Tawfeer account for that month.

E- Tawfeer Balance
Interest Rate on E-Tawfeer monthly account balance granted in points.

Balance JOD	Annualize Effective Rate
0-500	0.25%
501-1,000	0.4%
1,001-3,000	0.55%
3,001-5,000	0.7%
5,001-7,500	0.9%
7,501-10,000	1.15%
10,001-15,000	1.4%
15,001-20,000	1.65%
20,001-25,000	2%

*Balances greater than 25,000 JOD will not be eligible for Points
*One debit transaction/ Month is allowed otherwise interest and loyalty will be forfeited for that month.

Campaigns:

Keep your eyes on our Campaigns to earn more!

MobiCash Campaign: Pay with your card via mobile at the participating merchants using Arabi Mobicash App & get double points.
*Ends 31/12/2022

eFAWTEERcom Campaign : Pay through Arabi Mobile and earn 1 point for every 15 JOD spent on eFAWTEERcom .
*A maximum cap of 15  points can be earned monthly

 

- How to Redeem?

Cash	Vouchers	Mobicash

You can benefit from the various rewards available through redeeming your accumulated points via Arab Bank’s KIOSK machines, ATMs, Arabi Mobicash Application, “Arabi Mobile”, & “Arabi Online”, ATMs service.

Cash Rewards:
Redeem your points for cash instantly from any of our ATMs or transfer them to your account/card via Arabi Mobile / Arabi Online

(Redeemable at ATMs, Arabi Mobile, Arabi Online)

Reward	Points Required
JOD 15	250
JOD 25	400
JOD 50	700
JOD 100	1,200

Vouchers

Arab Bank has teamed up with the below list of partners for you to redeem your Arabi Points.

You can use our voucher at any of the below program partners outlets:

 

 

    

  

Voucher	Required Points
20 JOD	200

*Zalatimo & La Mirabelle: Only Abdoun and Shmeisani Branch.
*Carrefour: It can be used in Main Branch in City Mall, Madina Monawara Street, Zarqa - Bab al Madineh mall and Irbid City Center.
*Imseeh Jewelry: This coupon does not include gold ounces and coins.
*Atico Group: Vouchers are not included in any valid discounts.
*Manaseer Group: This voucher is valid for refilling petrol only, vouchers for self-service Transactional Kiosk machines are used for refilling petrol and diesel.

** Voucher amount should be used fully in the participating stores**

Reward	Points Required
Free Petrol Voucher( Diesel or Gasoline) JOD20	200
Free Petrol Voucher( Diesel or Gasoline) JOD 50	500
Free Petrol Voucher( Diesel or Gasoline) JOD 100	1000
Free Petrol Voucher( Diesel or Gasoline) JOD 200	2000

For Diesel orders please contact Manaseer Customer Care Center after collecting the voucher from the bank on the below numbers:
• 0799904040 
• 0795710810 

Now you can redeem your reward points with the "Arabi Points" program with fuel vouchers from Manaseer gas stations instantly and easily through the self-service Transactional Kiosk available at our branches in Taj Mall, Abdali Mall, Umm Uthaina, Airport Street, Dabouq and City Mall.

Vouchers are available in different categories in JOD: 20/50/100
The service is available 24/7 all the week

E-Vouchers

Redeem your Arabi Points for E-Vouchers from "Arabi Mobile" app and receive your subscription code instantly through SMS: 

E-Vouchers	Points Required
Altibbi Monthly Subscription  Altibbi Annual Subscription	15 100
Careem 5 JOD Voucher Careem 10 JOD Voucher Careem 20 JOD Voucher Careem 50 JOD Voucher	50 100 200 500
Talabat 2 JOD Voucher Talabat 5 JOD Voucher Talabat 10 JOD Voucher Talabat 15 JOD Voucher	20 50 100 150

Orders:

You can order diesel from Dafa total through Arabi Mobile and using your Arabi Points.

Virtual Loyalty Card

Redeem your points for ecommerce transactions using your Virtual Loyalty Card. Login to “Arabi Mobile” app to view your virtual loyalty card details under “debit cards section”.

Arabi Points Visa Card

Get various options to redeem your rewards points with our new Arabi Points Visa Card. Use your Arabi Points balance for purchases and payments easily and conveniently or withdraw these points as cash from any of our Arab Bank ATMs.

Arabi Mobicash app

Redeem your points instantly at any of Arab Bank’s Arabi Mobicash payment terminals by using your Virtual Loyalty Card at a preferential rate of 1 point = 10 piasters. 

For more details on how to download & use Mobicash, please Click Here
To view the list of merchants where this service is available at, please Click Here

Wafii App:

Redeem your points instantly at Wafii’s network of over 70 merchants by using your Arabi Points linked to your Wafii account through Arabi Mobile app.

Wafii provides a large network of merchants where you can earn and redeem points simply by entering your phone number on the Wafii device. You can also pay at those merchants in a contactless way using the Wafii application. Simply scan the QR code, choose your payment method and pay!

Redeeming your Arabi Points is now easier and much more fun with the new “Wafii” service!
Through Wafii’s loyalty program on Arabi Mobile app, you will now be able to redeem your Arabi Points in discounts at Wafii’s network of over 70 merchants including many coffee houses and restaurants, not only Arab Bank’s partners.

Main Benefits:

• More channels to redeem your Arabi Points.
• Adding more to the fun lifestyle our clients lead.

*For more details on how to download and use the service on Wafii app, Click Here
*To view the terms and conditions of this service, Click Here.